A new year stretches in front of us, and the idea of setting resolutions for 2018 is energizing for some and so overwhelming for others. Success or failure of past resolutions comes to mind, and this can be uplifting or very discouraging. When you’re feeling discouraged, motivational guru Zig Ziglar provides this simple truth: “You do everything better when you’re thinking positively than when you’re thinking negatively.” We always want to do better, whether that be shopping smart, saving money, or planning for the future! Take a moment to think positively about what your financial actions in 2018 will be. Doris Minervini, Abakhan & Associates, Abakhan.com