With the holidays coming up and Black Friday sales just around the corner, it’s important to plan how you’ll be paying for the upcoming season’s extra expenses. If you’ve previously adjusted your budget to reflect the added costs, you should have enough cash already put aside. However, the holiday season can sneak up on us, and many forget to plan ahead financially. If you need to reach for credit, remember there is nothing wrong with using credit cards to pay for your expenses, as long as you have a plan in place to pay back the debt in full, within a reasonable amount of time.