Enjoy your trip knowing you can you can rely upon the travel insurance you purchased. When completing the application process, take your time, provide answers that you know are accurate, even if you must check with your doctor or pharmacist. If a claim for coverage is denied, you may have to deal with service providers seeking tens or hundreds of thousands of dollars for uninsured medical bills. In that case, you should seek a legal opinion regarding the basis for the denial of coverage by the insurer, and about your legal obligation to pay the amounts claimed by the service provider.