If you haven’t booked your dream winter vacation yet, there’s still time! There are many all-inclusive resorts and Caribbean cruises that offer great value for a trip that will make wonderful memories for you and your family. And don’t forget about travel insurance to cover you for any risk of having to cancel or reschedule your trip. Think of your vacation as an investment. All investments should have some form of insurance protection! If something unexpected comes up that prevents you from being able to travel at the scheduled time, the right travel insurance will come to the rescue.