If you’re anything like the typical parent, summer brings not only the promise of family fun but also the prospect of family funds slipping away come September. What can you do to avoid overspending and save your sanity before school starts? One solution is to jumpstart your planning and purchasing by starting the process as soon as possible. Here are three tips: 1. Visit your kids’ school and class websites to see if supply lists are already posted. If so, great! If not, try to anticipate what the needs will be. Then watch for sales throughout the summer and buy a little at a time. 2. Set and stick to a budget before you head out and reuse anything you can from last year. 3. Remember out-of-school activities will come with a registration fee (as will many school-related but out-of-classroom clubs and teams) so account for that in your planning.
Community News
Benefits of Green Tea Extract
Green tea extract is a powerful fat burner loaded with beneficial antioxidants called catechins that help support immune function, cardiovascular health, and fat loss. Studies show that regular consumption of green tea extract has a positive effect on overall health and to your dietary habits. It also contains 2% to 4% caffeine, which affects thinking and alertness, increases urine output and may improve the function of brain messengers. The addition of caffeine to the potent mix of catechins revs up your production of noradrenaline, pumping you with feel good confidence, stimulating the nervous system, heart, and muscles by increasing the release of certain chemicals in the brain called neurotransmitters. To safely incorporate green tea extract into your weight loss regimen, consider drinking plenty of water. One of the active ingredients in SlimROAST weight loss coffee from Valentus – The Healthiest Coffee on the Planet!
Lower Cross Syndrome
Do you suffer from low back pain and aren’t sure what brought it on? It is quite possible that you are experiencing a muscular imbalance known as Lower Cross Syndrome. This is a chronic condition where there is a lack of core stability and weakness in the abdominal and glute muscles. Lack of strength in these muscles contributes to tightness in the lumbar back muscles and hip flexors. Tightness in these two muscle groups causes the pelvis to rotate anteriorly. This decreases the angle between the vertebrae and the posterior aspect of the pelvis, thus causing pain in the low back. To reduce this pinch, it is important to strengthen the glutes and abdominals, while loosening the hip flexors and low back muscles. Hip Bridges, Dead Bugs, Child’s Pose Stretch, and Proposal Stretch are four exercises you can perform to help try and decrease your low back pain.
Benefits of Green Tea Extract
Green tea extract is a powerful fat burner loaded with beneficial antioxidants called catechins that help support immune function, cardiovascular health, and fat loss. Studies show that regular consumption of green tea extract has a positive effect on overall health and to your dietary habits. It also contains 2% to 4% caffeine, which affects thinking and alertness, increases urine output and may improve the function of brain messengers. The addition of caffeine to the potent mix of catechins revs up your production of noradrenaline, pumping you with feel good confidence, stimulating the nervous system, heart, and muscles by increasing the release of certain chemicals in the brain called neurotransmitters. To safely incorporate green tea extract into your weight loss regimen, consider drinking plenty of water. One of the active ingredients in SlimROAST weight loss coffee from Valentus – The Healthiest Coffee on the Planet!
Summertime Self Care
The summer season can be a time of growth, renewal and a time to let go of regular routines. Manitoba winter weather places limitations on taking our self-care outdoors. Take advantage of the longer days and sunshine- You Deserve It! Here are some tips and ideas on how to take care of your mental and physical health: 1. Do things you’ve been wanting or needing to do. 2. Create a deliberate habit and routinize something small in your life by doing it, in the same way, each day or week. 3. Eat regularly, drink water, get outside, and get plenty of sleep. 4.Take your workout outdoors. 5. Arrange a date with a friend for pampering. 6. Act like a tourist and explore your city. 7.Find local outdoor events. 8. Punctuate your day with a 3-minute mini-meditation. 9. Do a mini-declutter. 10. For 1 hour today: unplug!
Hot Weather Workout Safety
Exercising outside when it’s very hot can be risky business since it’s harder for the body to cool itself. And it’s not just the heat but also the humidity that takes its toll. Our bodies cool primarily when sweat evaporates off the skin. But as humidity rises, this doesn’t happen as efficiently; potentially causing your core temperature to rise, increasing the risk of heat-related ailments such as heat exhaustion and heat stroke. Stay hydrated with cold drinks, and maintain hydration during your activities. Also, be sure to dress properly. Heavyweight, dark and tight-fitting clothing will heat you up. Keep it loose. Keep it light. More air will be able to circulate over your skin, keeping you cool. Get your workouts in during the morning or evening, when it’s relatively cooler and more comfortable. Don’t forget the sunscreen, and enjoy the rest of your summer!
Getting There by Relaxing
An ad for a fitness centre caught my eye some time ago. It said, “Don’t look back; you’re not going that way.” As for the body; so for the brain! As a body part, our brain only knows what it has been trained to know through the experiences we’ve had. As much as it is important to understand what has happened to us in the past through talk therapy or contact with others who have survived the same struggles as we have, movement forward means doing exercises that help us achieve the goals that will build the future we carry in our hearts. Sometimes we can’t do that because old habits and patterns hold us back. The best way through those is to relax. Brainwave Optimization helps the brain relax and reset itself on its own terms so you are supported as you work at getting yourself to where you want to be.
Exposing & Resolving our Buttons & Triggers
We have buttons. We have triggers. We have experiences that send us flying off the handle. These intangibles cause a ton of stress in our lives and in our relationships. The interesting piece to this is that we do not wear our buttons on our surface. Others don’t even realize they are pushing our buttons because they cannot see them. A button or trigger for one person is totally neutral for someone else. This means that the buttons and triggers themselves are not actually the issue – how we react to them is the issue. Our reactions stem from our minds and are a result of our past, our patterns, and our beliefs. Our buttons, triggers, and reactions are resolved by uncovering and removing them within the mind itself. What buttons/triggers do you have that if resolved, would eliminate stress and conflict within your life?
Disability Tax Credits
There has been a lot of talk lately about the disability tax credit. You may have seen an ad in your community newspaper telling readers that they can get a considerable tax saving of $2500 per year, as well as sizable tax refund of up to $20,000 from Revenue Canada Agency (CRA). The basis of all of this is that it is dependent on a person having both a medical condition that meets the eligibility criteria for the program and taxable income enough to be able to use a tax credit. Most are skeptical of these ads, thinking that it can’t be true, that CRA will actually pay them back tax money they paid in past tax years based on the severity of their medical condition. Some will ask how is this possible and why haven’t I heard about this. Well, I can tell you that it’s true. Let me tell you a bit about the Disability tax credit program, and how it has helped thousands of Canadians save money on their income tax each as well as receive a nice tax refund.
The Disability Tax Credit (DTC) and the disability amount is a non-refundable tax credit that a person with a medical condition that meets the eligibility criteria can claim to reduce their yearly taxable income. When determined eligible to use the credit, a person may be able to claim the credit for future use or have it applied retroactively to past tax returns. The refund or tax reduction is based a person’s total payable tax amount and may be worth up to a $2,500 tax reduction or refund for each year they qualify. Before applying for the disability tax credit a person must have a medical condition that meets the eligibility criteria that CRA has set out. In assessing the medical condition, CRA looks at the effect that a person’s medical condition has on their daily activities and details specific activities that must be affected in order to be considered. The application process can be somewhat involved and may take some time to go through, but the outcome can be worth the effort.
Let me tell you my own experience with the disability tax credit. A number of years ago I went through a difficult period of time, experiencing pain in my daily activities. I had two hip replacements within an 8 month span, this after living with osteoarthritis for over 12 years prior. With help from a tax credit consultant, in 2009, I went through the disability tax credit process and received a tax refund of close to $20,000. Over the next 5 years, I was able to use the credit when I did my taxes and saw an additional $10,000 in tax savings.
Readers may ask how to go about applying for this substantial tax credit. While it is possible try and go through this process on your own, a person may be better off consulting with a professional who knows the policies and procedures that make up the disability tax credit program in order to maximize the benefits of this program. A tax credit advocate with experience at the DTC program will help clients assess their medical condition and financial situation in order to make sure they have a chance of meeting the criteria and are able to use the credit if they get it. An initial assessment can make a big difference in determining whether or not it would be worthwhile for a potential applicant, their spouse, or family member to go through the process of trying to gain eligibility for the DTC. Advocates help guide people through the DTC process by preparing the necessary preliminary documentation, review and submit the required paperwork to Canada Revenue Agency, follow the progress of the application from start to end, and make recommendations can help a person stay informed and involved in the process. Where there is a problem or delay, an advocate can resolve issues and keep the process moving forward. As a person who has gone through the disability tax credit process, I believe that each person who applies deserves the best chance of getting the Disability Tax Credit. For more information about the disability tax credit and how to apply, please feel free to call Brett Scott 1-844-453-5372
Medication Reviews
Most people are aware that prescription medications can interact with each other, sometimes causing adverse side effects. However, over the counter products such as vitamins or herbal products can also interact with prescription medications – these interactions can potentially change the effectiveness of the drug and lead to harm, such as a fall. If you are on prescription drugs, it is important to have a discussion with your doctor or pharmacist before taking any over the counter medications to ensure you are taking the right products at the right times. A pharmacist can also conduct a full medication review with all of your prescriptions and over the counter products and advise you on safe medication use.
Clean Eating Recipe: Strawberry Chia Jam
Chia seeds are packed with omega-3 fatty acids and protein. They will absorb several times their mass in liquid, creating a jelly-like substance in the process. Instead of cooking fruit down, relying on pectin, and adding sugar to help it set, all we need to do is mash up some fruit and stir in a few tablespoons of chia seeds! So easy! Ingredients: 2 cups chopped strawberries, 1-2 tbsp lemon juice, 1-2 tbsp honey, 2 tbsp chia seeds. Cook the berries on medium heat until they start to break down. Mash the fruit with the back of a spoon or a potato masher, leaving it as smooth or as lumpy as you like. Remove from heat and stir in 1 tbsp of the honey and lemon juice. Stir in the chia seeds. Let stand until thickened. If you’d like a thicker consistency, stir in more chia seeds 1 tsp at a time. The jam will thicken further and become more set once completely chilled.
