“The secret to having everything in life is believing that you already have it.” Many seniors will tell you that the things that you thought mattered in your younger years were not really what mattered. What matters are the people, the experiences and the memories that you carry with you throughout your lifetime. The holiday season provides an opportunity to reminisce about special moments with your family, friends and loved ones. Sharing memories, stories and experiences is a great way to create new memories. These are more valuable than things. Give the gift of time this Holiday Season.