A relatively new financial offering, residential sale and leaseback (aka Sell ’n STAY) allows homeowners to leverage the equity they have built up in their home without having to leave it, since they can sell their home and lease it back. A couple of important things you should know about Sell ’n STAY include: 1) It involves fewer restrictions. Reverse mortgages often have age restrictions, while HELOC loans often have credit restrictions. Sell ’n STAY offers more flexibility. 2) It’s a good option for those who are more concerned with a stable place to live than with owning a home.