It’s hard enough to think about death without having to consider the financial realities that go along with it. Making the right decisions about funeral and memorial expenses can be especially tough when grieving the loss of a loved one. The cost of funerals and cemetery services is unavoidable – but you can cut those costs and protect your family in advance, with well-informed estate planning, you could save thousands of dollars, and spare your spouse and children from financial and emotional burden, as well reduce their emotional stress of knowing what you would have wanted when that time comes.