It’s hard enough to think about death without having to consider the financial realities that go along with it. Making the right decisions about funeral and memorial expenses can be especially tough when you’re grieving the loss of a loved one. There is a way around that. The cost of funerals and cemetery services is unavoidable – but you can cut those costs and protect your family for that day when you have to leave them. With well-informed estate planning, you could save thousands of dollars, and spare your spouse and children from a heavy financial and emotional burden.