Fall is my favourite time of year, I know many of you feel the same way. It’s a season both of reflection and of action, as the change of season often brings a change of activities. It’s also a time of ‘getting back to business’ for many and a good time to turn ones attention to financial planning matters. Given the state of global affairs, it would also be a good time to do a detailed review of your investments. This year has (until recently) seen spectacular returns across many asset classes, what comes next is never certain.